1. Important notice
2. How to contact us
3. How we use your personal data and the lawful basis for doing so
4. Who we pass your personal data to
5. Accessing our website and cookies
6. Closed circuit television (CCTV)
7. Telephone recording
8. Your rights
9. How we contact you about other products and services
1. Important notice
This is the privacy notice of Powell Commercial Limited] (registration number: 05458267 whose registered office is at UHY Hacker Young, St Johns Chambers, Love Street, Chester CH1 1QN) referred to as we, us or our in this privacy notice.
This privacy notice sets out how we collect and process your personal data. This privacy notice also provides certain information that is legally required and lists your rights in relation to your personal data.
This privacy notice relates to personal information that identifies you as a natural person (whether you are an actual or potential customer, an individual who browses our website or an individual outside our organisation with whom we interact). We refer to this information throughout this privacy notice as personal data or personal information and further detail of what this includes are set out in this privacy notice below.
The privacy and security of your personal information is very important to us so we want to assure you that your information will be properly managed and protected by us at all times.
Please read this privacy notice carefully as it explains how we may collect and use your personal data. This privacy notice may vary from time to time so please check it regularly.
This privacy notice was last updated on 27th July 2023.
2. How to contact us
Controller and contact details: For the purposes of relevant data protection legislation, we are a controller of your personal data. As a controller, we use (or process) the personal data we hold about you in accordance with this privacy notice.
If you need to contact us in connection with the use or processing of your personal data, then you can do so using our contact details as set out below.
Data Protection Officer: Our Data Protection Officer is John Powell who you can contact at Head Office, 2nd Floor Meridian House, Steam Mill Street, Chester CH3 5AD.
What information we hold about you and where we obtain this from: The personal data that we collect about you may include the following information:
• Personal data you provide to us in person, via our website or by telephone
Personal data you provide when you enquire about insurance, or when you purchase a policy, through us, including information about what and/or who you want to insure, such as vehicle details, business activities, your home or travel details
• General information about you, such as your name, address, contact details and date of birth
• Personal data you provide if you subscribe to any of our mailing or newsletter services
• Your claims and credit history
• Financial details, such as your bank account and card details
• Criminal convictions
•Information about your use of our website such as your IP address, which is a unique number identifying your computer, including personal data gathered using cookies.
In addition, we may obtain certain special categories of your data (special categories of data) and data about criminal convictions, and this privacy notice specifically sets out how we may process these types of personal data. The special categories of data are data concerning health.
We collect your personal data from you as a controller when we obtain quotations for insurance for you, when we set up your policy for you and when we make changes to your policy for you. This may also involve the collection of data from or about others who are associated with you and your insurance policy such as other persons insured on your policies or your employees or representatives. By giving us information about someone else for the purpose of arranging insurance for them under your policy such as named driver, employee or travel companion etc. you confirm that you have their permission to do so, and that you have shared this privacy notice with them.
By asking us to arrange a contract of insurance for you where this involves passing information to us relating to children, you confirm to us that in doing so you are the responsible guardian of the child.
We also collect information from publicly available sources and third-party databases made available to the insurance industry for the purposes of reducing fraud and financial crime as well as any other third-party databases where your personal data may be held, provided such third parties have lawful bases on which to share such personal data with us.